CD Tesis
Analisis Perbandingan Kinerja Keuangan Perbankan Daerah Sebelum Dan Sesudah Krisis Ekonomi Global Tahun 2008
This research was conducted at the Regional Development Bank (BPD) in
Indonesia. This study aims to examine and obtain empirical evidence about the
comparative financial performance of regional banks after the global crisis with a
view of its financial ratio, which includes a ratio (ROA, CAR, COF, GMP, LDR,
NIM, ROA and ROE). This study further whether there was a significant
difference in the time before and after the global economic crisis of 2008.
The method used is a saturated or census sampling of the 26 Bank
Pembangunan Daerah (BPD). This study uses secondary data obtained from
financial statement data Regional Development Bank for the period 2006 to 2010.
The analytical tool used to determine differences in financial performance before
and after the global economic crisis of 2008 was Paired sample T test for
normally distributed data. If the data were not normally distributed using the
Wilcoxon Signed Rank Test.
The results showed that the financial performance of the Bank
Pembangunan Daerah (BPD) in the ratio of ROA, CAR, COF, GMP, LDR, NIM
and ROA before and after the global economic crisis in 2008 there are significant
differences. While ROE ratios before and after the global economic crisis of 2008
was not a significant difference.
Keywords: Financial Performance, BOPO, CAR, COF, GMP, LDR, NIM, ROA,
ROE, The Global Economic Crisis.
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