CD Skripsi
Pengaruh Suku Bunga Kredit, Dana Pihak Ketiga, Dan Non Performing Loan Terhadap Penyaluran Kredit Pada Bank Cimb Niaga Di Indonesia Tahun 2008-2017
Banks have a major role on supporting the running of the economy as well, and growth of national economic development. National economic development certainly depends on the development and role of financial institutions such as banking, have a function on finance economic activities, one of them is in the form of lending. This study aims to find out how the effect of interest rate, third party funds (DPK), and non-performing loans (NPL) to loan distribution of Bank CIMB Niaga Indonesia in 2008-2017 uses multiple linear regression models as hypothesis testing tools. The type and data source of this study are secondary data in the form of annual report of CIMB Niaga in the period 2008-2017 (in years) The results showed interest rates significant positive to loan distribution, third party funds had significant positive effect to loan distribution, and NPL had a positive and not significant effect to loan distribution of CIMB Niaga Indonesia. To increase lending, CIMB Niaga must improve credit/loan quality to produce optimal profits for the bank, and to optimize management of credits so that NPLs remain below the limits set by Bank Indonesia. Keywords: loan distribution, interest rates, third party funds (DPK), and non-performing loans (NPL).
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