CD Skripsi

Analisis Penyelesaian Pembiayaan Murabahah Bermasalah Di Baitul Maal Wa Tamwil Bina Swadaya Duri Kecamatan Mandau Kabupaten Bengkalis

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A contract of Bai'al Murabahah is the sale and purchase of goods at the
original price with additional agreed benefits. A contract is the same as an
agreement, that is, a legal act whereby one or more people commit themselves or
bind themselves to one or more people. What was realized was an agreement
between the customer as the first party and Baitul Maal wa Tamwil (BMT) Bina
Swadaya as the second party engaged in the field of microfinance institutions
operating based on sharia principles. This agreement includes a cooperation
agreement that is classified as a named agreement. Every agreement made by the
parties aims to meet the achievements, but in this agreement what happens is a
default.
The purpose of writing this thesis, namely: first to find out the factors
causing murabahah financing problems in BMT Bina Swadaya Duri Mandau
District, Bengkalis Regency, second to find out the completion of murabahah
problematic financing effectively.
This type of research is sociological juridical research. This research
was conducted in Baitul Maal wa Tamwil Bina Swadaya which is located in Duri
Mandau District, Bengkalis Regency, the data used are primary data, secondary
data and data collection techniques in the form of research with interviews and
literature review.
From the results of the study it can be concluded that, first, the
implementation of the contract between the customer and BMT Bina Swadaya was
in good faith since the contract was signed. Over time, there are unfulfilled rights
and obligations that lead to defaults made by customers to the BMT. As a result of
having one of the contents of the agreement that was not fulfilled by the
cooperative. Second, the factors causing defaults in this agreement are the
economic conditions of customers who are down, natural disasters experienced by
the debtor, and the lack of goodwill customers to repay loans. Third, the legal
consequences of debtors who have defaulted in this agreement where the debtor is
required to repay the loan or pay for the losses suffered by the creditor, where the
creditor suffered material losses. Defaults made by the debtor have a negative
impact on financial activities in BMT.
Keywords: Murabahah-Default-Baitul Maal wat Tamwil

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 04. 120 (0136)

Penerbit

Pekanbaru : Universitas Riau – Fakultas HUKUM – HUKUM PIDANA., 2020

Deskripsi Fisik

x, 66 hlm.; ill.: 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 04. 120 (0136)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

Daus

Versi lain/terkait

Lampiran Berkas

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