CD Tesis
Kepastian Hukum Asuransi Sosial Pt Jasa Raharja (Persero) Dan BPJS Kesehatan Bagi Korban Kecelakaan Lalu Lintas Di Indonesia
Social Protection in Indonesia is mostly in the form of insurance held by the Government. Insurance or coverage is familiar to the people of Indonesia, where most Indonesians already make insurance agreements with insurance companies, both state-owned and privately-owned national insurance companies.
This research focuses on examining how social security implementation is carried out by PT Jasa Raharja and BPJS Kesehatan in accident compensation. This research uses normative juridical methods, namely a study that discusses legal principles, systematic law, and legal comparison, this study examines the legal synchronization standards on how the legal entities of PT Jasa Raharja and BPJS Kesehatan are in the implementation of social insurance programs and it also examines whether social security for accident victims is covered by the insurance of PT Jasa Raharja and BPJS Kesehatan.
As a result of this study, as the government-appointed legal entities in the implementation of social insurance programs, PT Jasa Raharja and BPJS Kesehatan have the responsibility in providing insurance compensation to every Indonesian citizen, especially accident victims, whether passengers on public transportation on the ground, sea and air or road traffic accident victims under the Law No. 33 of 1964 on Mandatory Passenger Accident Insurance Fund jo. Government Regulation No. 17 of 1965 and Law No. 34 of 1964 on Road Traffic Accident Fund jo Government Regulation No. 18 of 1965. For accident victims who have injuries will receive guaranteed care in accordance with the capped amount of PT Jasa Raharja as the primary payer and if the capped amount has been entirely used then BPJS Kesehatan will be the secondary payer.
Keywords: Social Insurance, Jasa Raharja, BPJS Kesehatan, Insurance, Accident
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