CD Skripsi
Pengaruh Automathed Teller Machine, Number Of Branch Dan Mobile Banking Terhadap Kinerja Keuangan Perbankan (Terdaftar Di Bursa Efek Indonesia Tahun 2018-2023)
ABSTRACT
This research aims to analyze, view and test the relationship between ATMs, branch offices and Mobile Banking on the financial performance of banks listed on the Indonesian Stock Exchange for the 2018-2023 period. ATMs are measured using the number of ATM terminals in each bank, branch offices are measured using the number of branch offices owned by the bank, mobile banking is measured by counting the number of mobile application users for each bank. Meanwhile, financial performance is measured using Retum On Equity. Furthermore, this research uses panel data regression analysis with ATMs, Branch Offices and Mobile banking as independent variables and Financial Performance as the dependent variable. With a total research population of 47 banks. Purposive sampling was used to select 10 banks as samples.
The research results show Random Effext as the most suitable model. Where ATMs have a positive effect on bank performance. Branch offices have a negative and significant effect on bank performance, while Mobile Banking have not effect on bank office performance.
Keywords: ATM, branchless Banking, Mobile banking, ROE.
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