CD Skripsi
Pengaruh Literasi Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Pengelolaan Keuangan Umkm Kuliner Di Kota Dumai
ABSTRACT
This research aims to analyze the influence of financial literacy, financial attitude, and personality on financial management behavior in Culinary MSMEs. The number of samples used in this study is 105 Culinary UMKM. And the type of data used is primary data with the distribution of questionnaires used to obtain data on Culinary UMKM in Dumai City, Riau Province. With the criteria that have been set, namely the food and beverage industry that is still operating in Dumai City in 2024, the respondents are the owners or financial parts of MSME Culinary in Dumai City and respondents are at least 18 years old. The relationship and influence between variables are tested using descriptive statistical analysis and test tools using the Statistical Package for Social Science (SPSS) version 25. The results of this study show that the independent variable of financial literacy has no influence on the dependent variable of the financial management behavior of Culinary MSMEs, but the independent variables of financial attitude and personality have an influence on the financial management behavior of Culinary MSMEs.
Keywords: Financial Management Behavior, Financial Literacy, Financial Attitude, Personality.
Tidak tersedia versi lain