Image of Faktor-Faktor Yang Mempengaruhi Intensi Penggunaan Produk Bank Syariah Dipandang Dari Sudut Potensi Ekonomi, Sikap, Preferensi Keuntungan Relatif Dengan Kewajiban Agama (Religious Obligation) Sebagai Variabel Moderasi (Studi Empiris Pada Bank Syariah Di Kota Pekanbaru)
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Faktor-Faktor Yang Mempengaruhi Intensi Penggunaan Produk Bank Syariah Dipandang Dari Sudut Potensi Ekonomi, Sikap, Preferensi Keuntungan Relatif Dengan Kewajiban Agama (Religious Obligation) Sebagai Variabel Moderasi (Studi Empiris Pada Bank Syariah Di Kota Pekanbaru)

In Islam, muamalah which not allowed are those that contain elements of usury. To avoid usury which is strongly associated with the world of banking, Islamic Banks can be a solution. This study aims to examine determinant of intention to use islamic bank from the point of economic potential, attitudes, and relative advantage preferences, with attention to elements of religious obligation as a moderating variable based on the Theory of Planned Behavior. The study was conducted at ten Islamic banks and muamalat in Riau with 120 respondents. This study use multiple regression as the analytical instrument. The test results show that economic potential have an influence on the intentions in using Islamic banks product with significant value 0,018. As well as variable attitudes and preference of relative advantage have an influence on the intentions in using Islamic banks products with significant value 0,003 and 0,014. All of the variable through moderating religious obligations with significant value 0,012 , 0,001 , 0,001. These results indicate that the economic potential and intention encourage the development of institutions and Islamic products, through moderation of religious obligations, with R square value is 0,689. Keywords : Intention, economic potential, attitude, preference relative advantage, religious obligations

Ketersediaan
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Perpustakaan Universitas Riau 02 03. 117 (0086)
02 03. 117 (0086)
Tersedia
Informasi Detail
Judul Seri
-
No. Panggil
02 03. 117 (0086)
Penerbit
Pekanbaru : Universitas Riau - Fakultas Ekonomi- Akuntansi.,
Deskripsi Fisik
xvi, 87 hlm.; ill.; 29 cm
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
02 03. 117 (0086)
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Akuntansi
Info Detail Spesifik
-
Pernyataan Tanggungjawab
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