CD Skripsi
Analisis Faktor Penyebab Terjadinya Kredit Macet Pada Usaha Ekonomi Desa Simpan Pinjam (Ued Sp) Di Kecamatan Mandau Kabupaten Bengkalis Tahun 2014-2018
This study aims to examine and analyze the factors that cause bad credit. The dependent variable used is bad credit and the independent variable used is character, economic conditions, capacity, guarantee and supervision. The population in this study were all customers who experienced bad credit at UED-SP in Mandau District, Bengkalis Regency, totaling 2,557 customers. The number of samples is determined by the Slovin formula so that the number of samples is 100 people. The sampling technique used in this study uses a sampling technique using accidental sampling, which is the method of taking samples from members of the population that are most easily found or accessed. The data of this study uses primary data and data collection techniques by giving a set of questionnaires to respondents. Data is processed using the SPSS application ver.22 The results of this study indicate that the character variable influences bad loans, economic conditions do not affect bad loans, capacity influences bad loans, guarantees affect bad loans, and supervision influences quality bad loans.
Keywords: Bad Credit, Character of Economic Condition, Capacity, Guarantee, Supervision
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