CD Skripsi

Pelaksanaan Prinsip Kehati-Hatian Dalam Perjanjian Kredit Sepeda Motor Pada Pt Mega Central Finance Cabang Kota Taluk Kuantan

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ABSTRACT
A financing institution is a business entity that carries out financing activities in the form of providing funds or capital goods. Financing institutions in carrying out credit agreements adhere to the principle of prudence. The principle of prudence is also known as the 5c principle in financial institutions, its purpose is to consider creditors before entering into a credit agreement based on the principle of prudence to prevent the emergence of default problems. The purpose of this research is to find out and understand whether the implementation of the precautionary principle in credit agreements at consumer finance companies is running properly and to understand the impact of default resulting from not being careful in motorbike credit agreements at PT Mega City Finance, Taluk Kuantan City branch.
The research method used is sociological or empirical research, namely by conducting interviews with the parties contained in the agreement as a data collection tool. In this study, the author conducted direct research at the research location to obtain data, materials and information related to this study.
From the research problem, there are two main things that can be concluded. First, the implementation of the principle of prudence by Mega City Finance, Taluk Kuantan City branch in consumer financing agreements has not been carried out in accordance with applicable provisions. So that the creditor does not pay enough attention to the 5c principle as a stage in the credit agreement to avoid the emergence of default problems. The author's suggestion, first to the creditor, should in the debtor acceptance stage in the credit agreement pay more attention to the 5C principle to assess the character of the prospective debtor from the residential environment and pay attention to the data made by the consumer whether it is in accordance with what is in the field and determine the rules as a benchmark for prospective debtors. Second, debtors in making a motorcycle credit agreement must also pay attention to their economic capabilities, understand the contents of the agreement, and instill a character of responsibility.
Keywords: Financing Institutions, Agreements, Prudential Principles

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1909110717

Penerbit

Pekanbaru : Universitas Riau – F.HUKUM – HUKUM PERDATA BISNIS., 2025

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1909110717

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

daus

Versi lain/terkait

Lampiran Berkas

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