CD Skripsi
Pengaruh Produk Domestik Regional Bruto (Pdrb) Dan Literasi Keuangan Terhadap Penyaluran Financial Technology (Fintech) Lending Di Indonesia
ABSTRACT
This study aims to find the effect of gross domestic product and financial literacy
on financial technology lending in Indonesia. This study uses PDRB data and
financial literacy as independent variables and fintech lending as the dependent
variable. This research is quantitative with analysis using panel data regression
based on time series data from 2019 to 2022 with an interval of 3 years and
crosssection data of 34 provinces. This study found that gross domestic product
and financial literacy are both significant and positive in influencing fintech
distribution in Indonesia. in the findings that there are still several provinces with
low financial literacy. This inequality is considered to be minimized by good
education to the community about understanding, interest and behavior in
managing finances.
Keywords: gross domestic product; financial literacy; fintech lending
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