CD Skripsi

Perlindungan Hukum Terhadap Konsumen Yang Menggunakan Jasa Pembiayaan Kredit Kendaraan Bermotor Roda Dua Di Pt. Federal International Finance Air Molek

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ABSTRACT
PT. Federal International Finance Air Molek has violated Article 7 letter (d) for not performing an obligation by offering services that are not in accordance with Article 17 paragraph 1 letter (a) of the Financial Services Authority Regulation Number 29 of 2014 concerning the Implementation of Business Financing Companies regarding Advances for Vehicle Financing motorized two wheels. And in offering financing services, PT. Federal International Finance Air Molek also does not carry out its obligations or provide consumer rights based on Act Number 8 of 1999 concerning Consumer Protection. The purpose of writing this thesis, namely: First, In order to know the legal protection of the rights of consumers who use two-wheeled vehicle loan financing services related to the provision of down payments of under 20% at Federal International Finance Air Molek. Second, to be aware of the legal consequences caused to consumers who use two-wheeled motor vehicle loan financing services related to the provision of down payments of under 20%.
This type of research is a type of sociological legal research. This research was conducted at PT. Federal International Finance branch of Air Molek, Pasir Penyu District, Indragiri Hulu Regency, Riau Province. Sociological law research uses primary data and secondary data, while the population and sample are the parties related to the problem examined in this study. Data collection techniques in this research were interviews and literature study.
From the results of the research problem there are two main things that can be concluded. First, the Financing Company of PT. Federal International Finance does not provide consumer rights regarding the provision of true, clear and honest information about advances offered for financing services that are not in accordance with article 17 paragraph 1 of the Financial Services Authority Regulation Number 29 of 2014. Second, the consequences arising from the granting of motorized vehicle credit two related to a down payment of under 20% at PT. FIF is mostly caused by consumers, such as being unable to pay monthly installments, lost objects, transfer of objects without the knowledge of the finance company which in this case results in disruption of financing experienced by PT. Federal International Finance, this is due to lack of information regarding financing agreements, and financing agreements offered by PT. Federal International Finance is not in accordance or contrary to the legal terms of the agreement, then the financing agreement is considered null and void, meaning that from the beginning the agreement was considered to have never existed.


Keywords: Consumer Protection - Financing Services - Advance Financing - Financing Agreement - PT. Federal International Finance

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Availability

Detail Information

Series Title

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Call Number

09 04. 119 (0196)

Publisher

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum Pidana., 2019

Collation

vi, 71 hlm.; ill.; 29 cm

Language

Indonesia

ISBN/ISSN

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Classification

09 04. 119 (0196)

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

HUKUM PERDATA BISNIS

Specific Detail Info

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Statement of Responsibility

DAUS

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