This study aimed to analyze lending small businesses on PT. Bank Riau Kepri, Branch Ahmad Yani, Pekanbaru to see the connection between the guidelines made by PT. Bank Riau Kepri in SK Directors Number: 107 / KEPDIR / 2013 dated October 13, 2013. The lending process is a series of stages that are integrated end-to-end process, which must be passed interconnectedness starting from initiation (pe…