Analisis Penyaluran Kredit Usaha Mikro Kecil Dan Menengah (Umkm) Pada Bank Pe…

The reduced willingness of banks to provide credit can be sourced from internal bank factors such as poor quality of banking assets, high non-performing loans (NPLs), and decreased bank capital due to depreciation thereby reducing banks' ability to provide loans. The purpose of this study is to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL) and Loan To Dep…