This study was conducted in Jorong Ladang Laweh Nagari Batipuah Baruah Batipuh District Tanah Datar Regency, West Sumatra province with the aim to determine the cause of problematic partners in making loans at PT Amartha Mikro Fintek Padang Panjang branch and strategies undertaken by problematic partners in making loan payments at PT Amartha Mikro Fintek Padang Panjang Branch. The research meth…