This research was conducted in Semelinang Tebing Village, Peranap District, Indragiri Hulu Regency. This research aims to determine: 1) the PNM Mekaar Savings and Loans mechanism, 2) the influence of PNM Mekaar Savings and Loans on the income of trading housewives. The research method used is quantitative descriptive, which is processed using SPSS Statistics 25. The sampling technique used is a…