Pengaruh Efisiensi Operasional Dan Ekspansi Kredit Terhadap Profitabilitas De…

ABSTRACT The banking sector plays a crucial role in a nation's economy, serving not only as a guardian of financial stability but also as an institution responsible for addressing environmental issues. Although not directly contributing to pollution, banks can promote sustainability through green banking practices. Indonesian banking profitability has shown a declining trend from 2013 to 2024,…