Cadangan Zillmer Asuransi Jiwa Last Survivor Dwiguna Dengan Hukum Makeham

ABSTRACT This paper discusses Zillmer's reserve of last survivor endowment life insurance. Last survivor is life insurance of two person who are x years and y years old with a condition that premium is payed until the last death of insurance clients. Zillmer's reserve is modied prospective's reserve using the size of Zillmer's rate. The value of reserves is obtained by determining the sin…