Cadangan Prospektif Asuransi Jiwa Berjangka Berdasarkan Asumsi Semi-Markov

ABSTRACT This final project discusses the premium reserve of term life insurance for single insurance participant who are x years old using prospective method and the calculating reserve is based on semi-Markov assumptions. The solution to the problem is to obtain by determining the annuity continuous, single premium, and annual premium then to obtain the premium reserve formula base on th…