The National Program for Rural Community Empowerment (PNPM-MP) is a program to increase poverty in the form of revolving aid for Small and Medium Enterprises (MSMEs) in the form of Savings and Loans for Women (SPP). Provision of revolving loans to the poor through Self-Help Groups (SHGs), where the community groups apply for loans in the form of SPP. The advantage of this program is the non-imp…