ABSTRACT Legal consequences arising when violating the agreement in the financing of four-wheeled vehicle credit is included in the act against the law. In the city of Pekanbaru there are 44 finance companies and 41 registered companies in the OJK. One of the financing companies in Pekanbaru is at PT Batavia Prosperindo Finance Tbk Pekanbaru. Article 23 Paragraph (2) of Law Number 42 Year 19…