Badan Usaha Milik Desa (BUMDes) are financial institutions that have an important role in supporting the local economy in Indonesia. BUMDes provides financial services, such as savings, small business credit, and consumer loans, to help move the wheels of the economy. Problematic credit and insufficient collateral for credit bills are matters that must be resolved by BUMDes Mekar Lestari, altho…