Advisors : Rahmat Richard, SE, M.Si Dan Darmayuda, SE.M.Si This study aims to determine the FDR,and NPF on Mudharabah Financing at Islamic Bank Indonesia. The data used is secondary data with a time period of 2007 to 2019. This research method uses panel data regression method with the best metode ARDL Model and the sample used in the study is 12 BUS in Indonesia. The results of this study…