This study aims to determine the effect of long-term and short-term third party funds (DPK), credit interest rates, and non-performing loans (NPLs) on credit disbursement at Rural Banks (BPR) in Riau Province. The data used in this research is time series data for the first quarter to the fourth quarter from 2010 to 2019 which comes from Bank Indonesia (BI). The independent variables in th…