CD Skripsi
Pengaruh Literasi Keuangan, Inklusi Keuangan, Dan Financial Technology (Fintech) Terhadap Pengelolaan Keuangan Umkm (Studi Empiris Pada Umkm Di Kecamatan Tampan Kota Pekanbaru)
ABSTRACT
This study aims to test empirically: 1) the effect of financial literacy 2) financial inclusion 3) financial technology on MSME financial management, which consists of three independent variables, financial literacy (X1) financial inclusion (X2) financial technology (X3) with the dependent variable of financial management (Y). This research was conducted on MSME in the Tampan District, Pekanbaru City. The population of this study were all MSME in Tampan District, Pekanbaru City, with a sample of 150 which was taken using a non-probability sampling technique, quota sampling. Data collection was carried out in this study by using a questionnaire. The data analysis techniques used include descriptive statistical tests, data quality tests, classic assumption tests and hypothesis testing with the Statistical Program For Social Science (SPSS) analysis method with the SPSS version 26 application. The results of this study indicate that financial literacy has an effect onMSME financial management, financial inclusion has an effect on MSME financial management and financial technology has an effect on MSME financial management.
Keywords: financial literacy, financial inclusion and financial technology on MSME financial management.
Dr.Hj. Kamaliah, SE., MM., AK., CA. , Nurul Badriyah, SE., M.Ak,
Dan Aunurrafiq, SE., M.Ak., CA
THE EFFECT OF FINANCIAL LITERACY, FINANCIAL INCLUSION, AND FINANCIAL TECHNOLOGY (FINTECH) ON MSME FINANCIAL MANAGEMENT
(Empirical Study on MSMEs in the Tampan District, Pekanbaru City) By :
Wina Safitri
Under the guidance of
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