CD Tesis
Faktor – Faktor Yang Mempengaruhi Profitabilitas Perusahaan Asuransi
The research was conducted at general insurance companies listed on the
Indonesia Stock Exchange (IDX) in 2017-2021. The purpose of this research is to
find out what factors can affect the profitability of insurance companies. The
population of this study are all general insurance companies listed on the IDX in
2017-2021. The sampling method used in this study was a purposive sampling
method with a total sample of 10 insurance companies. The variables used are
Claim Expenses, Liquidity, Premium Growth, RBC, Own Retention, Underwriting
Results and Investment Returns on company’s Profitability. Data analysis
technique using multiple linear regression analysis.
The results of this study indicate that claims expense, liquidity, premium
growth and underwriting results have no effect on profitability. Meanwhile, RBC,
self-retention and investment returns affect the company's profitability.
Key words : Claim Expenses, Liquidity, Premium Growth, RBC, Own Retention,
Underwriting Results, Investment Returns, Profitability
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