CD Skripsi
Perbandingan Pembiayaan Kpr Non Subsidi Pada Bank Syariah Dengan Bank Konvensional Di Btn Kota Pekanbaru Tahun 2017-2021
ABSTRACT
The purpose of this study was to find out the elements that distinguish the distribution of non-subsidized mortgages on Islamic and conventional BTN in Pekanbaru City. The data used in this study is secondary data obtained in the formof reports on the number of customers who finance non-subsidized mortgages at BTN Syariah and conventional BTN. The research method used is descriptive quantitative research with data analysis descriptive statistics. The results of the study show that there are elements that distinguish the distribution of Non- Subsidized KPR to BTN Syariah Pekanbaru Branch and Conventional BTN Pekanbaru Branch such as contracts at BTN Conventional Banks in the form of annuity loans and at Bank BTN Syariah in the form of mudharabah contracts. Then the profit scheme found in Conventional BTN Banks is in the form of Interest and in Sharia BTN Banks in the form of Margin. Where the elements of each installmentare also different, at Bank BTN Conventional in the form of accumulation of principal and interest and at Bank BTN Syariah in the form of accumulation of principal and margin. The principles of the two banks are very different and this istypical of each.
Keywords: BTN Sharia, BTN Conventional, Non Subsidized KPR
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