CD Skripsi
Pengaruh Car, Ldr, Bopo Dan Bi Rate TerhadapNon Performing Loan (Npl) DenganBank Size SebagaiVariabelKontrol (Studi Empiris Pada Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2018-2021)
ABSTRACT
This study aims to analyze (1) the effect of CAR on Non Performing Loans
(NPL) (2) the effect of LDR on Non Performing Loans (NPL) (3) the effect of BOPO
on Non Performing Loans (NPL) (4) the effect of the BI Rate on Non Performing Loans
(NPLs). The population of this study are conventional banking companies listed on the
Indonesia Stock Exchange for the 2018-2021 period. In this study, the samples
obtained were 40 companies obtained through purposive sampling. This study uses
secondary data obtained from the annual reports of conventional banking companies
listed on the Indonesia Stock Exchange for the 2018-2021 period and uses data from
the Bank Indonesia website. The results of this study indicate that CAR has a significant
negative effect on Non Performing Loans (NPL), BOPO has a significant positive effect
on Non Performing Loans (NPL), while LDR and BI Rate have no significant effect on
Non Performing Loans (NPL).
Keywords: Non Performing Loan, Capital Adequacy Ratio, Loan to Deposit Ratio,
Operating Expenses Operating Income and BI Rate
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