CD Skripsi
Pengaruh Literasi Keuangan Dan Penggunaan Financial Technology Terhadap Kinerja Keuangan Umkm Sektor Kuliner Di Kecamatan Sail, Kota Pekanbaru
This research aims to find out whether financial literacy and the use of financial technology have an impact on the financial performance of MSMEs in the Culinary Sector in Sail District, Pekanbaru City. The method used in this research is quantitative descriptive, with data sources from primary data and secondary data. Primary data was obtained from respondents who were collected through a questionnaire consisting of 21 statements. The population in this study were all MSMEs in the Culinary Sector in Sail District, Pekanbaru City. The sampling technique used a purposive sampling method, the sample consisted of 87 respondents from business actors. The analytical methods used in this research are validity test, reliability test, classic assumption test of normality, classic assumption test of multicollinearity, classic assumption test of heteroscedasticity, simple linear regression test, multiple linear regression test, t test, f test, and coefficient of determination test. The data analysis technique for this research uses SPSS version 25. The results of this research show, (1) financial literacy has a positive and significant effect on financial performance, (2) financial technology has a positive and significant effect on financial performance and (3) financial literacy and financial technology have an effect positive and significant to financial performance.
Keywords : financial literacy, financial technology, and financial performance of MSME
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