CD Skripsi

Tinjauan Efektivitas Program Subsidi Bunga Pinjaman Bagi Pelaku Usaha Mikro, Kecil Dan Menengah Di Kota Pekanbaru Tahun 2023

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Dinas Koperasi UKM Pekanbaru City loan interest subsidy program that aims to support the implementation of the National economic recovery program. In its implementation, business actors must take part in developing their business. But in reality, there are problems for business actors, namely the lack of quality human resources, difficulties in realizing procedures and permits from the Government, the lack of capital owned by business actors, and difficulties in obtaining loans. The research method used in this research is descriptive qualitative. Data collection techniques were carried out using interviews and documentation techniques. The data analysis technique in this research uses Nvivo 12 Plus software using Sutrisno's theory of measuring program effectiveness, including program understanding, on target, on time, achieving goals, and real change. The results of this study indicate that from the aspect of understanding the program's business actors, they do not fully understand and can deal with the consequences of the program. The right target indicator is not yet on target because there is an inappropriate RAB. Indicators on time, which is quite slow in the process. Indicators of achieving goals have not been able to achieve program goals. Indicators of real change have not been able to bring about change due to problems with bad credit, lack of responsiveness, short refunds, and many requesting unsecured funds. From these problems, it can be said that the 2023 loan interest subsidy program has not been effective.

Keywords: effectiveness, interest subsidy program, loan, UMKM.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

2101110873

Penerbit

Pekanbaru : Universitas Riau FISIPOL Ilmu Pemerintahan., 2025

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2101110873

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

ILMU PEMERINTAHAN

Info Detail Spesifik

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Pernyataan Tanggungjawab

Mutia

Versi lain/terkait

Lampiran Berkas

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