CD Skripsi
Pengaruh Tingkat Suku Bunga,Pendapatan Perkapita, Dan Tingkat Inflasi Terhadap Dana Pihak Ketiga (Dpk) Pada Perbankan Di Kota Pekanbaru
This research aims to determine the effect of interest rates, per capita income, and the rate of inflation to Third Party Fund In Banking in Pekanbaru. The data used in this study is time series data from 2004 to 2013, which is derived from the Financial Statements of Bank Indonesia (BI) and the Central Bureau of Statistics (BPS).
This research used quantitative data analysis, were analyzed using multiple linear regression analysis, and using the t-statistic to test the partial coefficient, and f-statistic to test the effect together with a 5% significance level α using SPSS 21 for computer applications Windows. In this study, the independent variable is the interest rate (X1), Per Capita Income (X2), and Inflation Rate (X3), while for dependentvariable is total third party funds (Y).
From the research during the years 2004-2013 based normality test, multicollinearity, heteroscedasticity test and autocorrelation test, there are no variables that deviate from the classical assumption.This indicates that the available data are qualified to use multiple linear regression model. The result showed that individual test / partial with significant levels of per capita income variables contribute more than the variable interest rate and the inflation rate to the amount of third party funds. Simultaneously / simultaneous derived variable interest rate, per capita income, and the rate of inflation have a significant influence on the amount of third party funds. The magnitude of the effect that (²) by these three variables together against the dependent variable is equal to 96,4%, while the remaining 3,6% is influenced by other variables not examined in this research.
Keywords: Interest Rate, Per Capita Income, Inflation Rate, and Third Party Fund
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