CD Skripsi
Analisis Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Tingkat Pengembalian Aset Bank Umum Syariah Di Indonesia Periode Tahun 2011-2015
This research aims to determine the influence of mudharabah financing and musyarakah financing at the rate of return on assets of Sharia Commercial Banks in Indonesia in the periode of 2011-2015. The population in this research are Sharia Commercial Banks which classified as large in Indonesia, namely PT. Bank Syariah Mandiri Indonesia, P.T Bank Muamalat Indonesia, P.T BNI Syariah Indonesia, P.T BRI Syariah Indonesia and P.T Bank Panin Syariah Indonesia from 2011-2015. Technique of collecting data in this research is using method of documentation. The data analysis using multiple linier regression analysis method, analysis of classical assumption test, hypothesis test, and coefficient of determination test with the help of SPSS 23 program. The results showed the variable of mudharabah financing (X1), the value of t-count is 2.539 greater than t-table is 2.07. It means that the variable of mudharabah financing (X1) significantly influence the return on assets of Sharia Commercial Banks in Indonesia in the period of 2011-2015, and its influence is positive.In the variable of musyarakah (X2), t-count value is 4.470 is bigger than t-table is 2.07. It means that the variable of musyarakah financing (X2) significantly influence the return on assets of Sharia Commercial Banks in Indonesia in the period of 2011-2015, and its influence is positive.
Keywords: mudharabah and musyarakah financing, return on asset
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