Image of Analisis Faktor – Faktor Yang Mempengaruhi Penyaluran Kredit Perbankan Pada Pt. Bank Central Asia, Tbk Tahun 2005 – 2016
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Analisis Faktor – Faktor Yang Mempengaruhi Penyaluran Kredit Perbankan Pada Pt. Bank Central Asia, Tbk Tahun 2005 – 2016

Bank is the financial institution possessing function as the financial intermediary. Bank accepts the money savings from the society and then redistributes them as credits. The credit distribution creates opportunity to complete investment, distribution, and also the consumption of goods and service, considering that the entire activities are related to the money usage.
The research background is the existence of phenomenon of the non-optimized banking credit distribution. It is shown with loan to deposit ratio (LDR) of PT. Bank Central Asia, Tbk that is still under the expectation of Bank Indonesia. Thus, it needs to have testing of factors that influence the banking credit distribution, including Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and BI Rate.
This research used PT. Bank Central Asia, Tbk as research object, during the research period of year 2005 – 2016. The analysis technique used is multiple linier regression, whereas the hypothesis test uses significance level of 5%. Based on the research, there is a result that the Third Party Fund (DPK) Capital Adequacy Ratio (CAR), BI Rate influences positively and significantly toward the banking credit distribution. and Non Performing Loan (NPL) influences negatively and insignificantly toward the banking credit distribution.
Key Words : The Banking Credit Distribution, Loan to Deposit Ratio (LDR), PT. Bank Central Asia, Tbk, Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and BI Rate.

Ketersediaan
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Perpustakaan Universitas Riau 02 01. 118 (0011)
02 01. 118 (0011)
Tersedia
Informasi Detail
Judul Seri
-
No. Panggil
02 01. 118 (0011)
Penerbit
Pekanbaru : Universitas Riau – Fakultas Ekonomi Dan Bisnis – Ilmu Ekonomi.,
Deskripsi Fisik
x, 67 hlm.: ill.; 29 cm
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
02 01. 118 (0011)
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
ILMU EKONOMI
Info Detail Spesifik
-
Pernyataan Tanggungjawab
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Tidak tersedia versi lain

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