CD Skripsi
Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Loan, Dan Tingkat Suku Bunga Terhadap Penyaluran Kredit Dan Profitabilitas Pada Bank Pembangunan Daerah (Bpd) Periode 2013-2017
This study aimed at examining the effects of third-party funds, capital adequacy ratio, non-performing loans, and interest rates on loan distribution and return on assets. The population in this study was 26 Regional Development Banks during the period of 2013-2017. Total sampling technique was employed in this study. Path analysis was used as the analytical tool. The findings discovered that third-party funds and non-performing loans have a significant positive effect on loan distribution, capital adequacy ratio has a negative effect on loan distribution, interest rates have no significant positive effect on loan distribution. Third party funds, interest rates, and loan distribution have no significant negative effect on return on assets, while capital adequacy ratio has a positive effect on return on assets and non-performing loans have a negative effect on return on assets.
Keywords: loan distribution, return on assets, third party funds, capital adequacy ratio, non-performing loans, interest rates
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