CD Skripsi
Analisis Perbandingan Kinerja Keuangan Bank Konvensional Dan Bank Syariah Studi Pada Bank Bumn Yang Terdaftar Di Bursa Efek Indonesia
This study aims to determine and analyze the comparison of the financial performance
of BUMN Conventional Banks and BUMN Sharia Banks during the 2015-2019 period
based on liquidity ratios, solvency ratios and profitability ratios. As well as to
determine the fulfillment of financial performance standards for BUMN Conventional
Banks and BUMN Sharia Banks based on liquidity ratios, solvency ratios and
profitability ratios during the 2015-2019 period using financialratios Loan to Deposit
Ratio (LDR) and Finanicing Deposit Ratio (FDR), Capital Adequacy Ratio. (CAR),
Return on Assets (ROA), Return on Equity (ROE) and Operating Expenses Operating
Income (BOPO).
This study uses secondary data in the form of data obtained by the author from the
Financial Statements of Bank BRI, BNI and Mandiri as well as Bank BRI Syariah,BNI
Syariah and Bank Syariah Mandiri which were obtained from the Riau Branch
Indonesia Stock Exchange Office in the Sudirman Business Central Complex BlokB1.
The results of the analysis show that the analysis of the financial performance of a
state-owned conventional bank using bank financial ratios has the ability to "good"in
fulfilling capital adequacy, generate profit and efficiency in operating costs, but"not
good" in managing loans with funds received by the third party. BUMN ShariaBanks
have "good" capabilities in managing financing and are provided with fundsreceived
by third parties, meeting capital adequacy and efficiency of operating costs, but are
"not good" in obtaining the resulting profit
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