CD Skripsi
Pengaruh Pembayaran Non Tunai Terhadap Jumlah Uang Beredar (M1) Di Indonesia Tahun 2010 – 2019
Along with the rapid development of technology, the transformation of payment systems is also growing, especially in terms of non-cash payment systems. Considering that this payment system is one of the important components in the economic world and is also one of Bank Indonesia's work programs in improving the cashless payment system to achieve better national economic growth.
This study aims to test the influence of variable debit card/ATM transactions, SKNBI transactions, BI-RTGS transactions and E-money transactions on Indonesia's outstanding money (M1) from January 2010 to December 2019. The type of data used is secondary data obtained through the website of Bank Indonesia and the Ministry of Trade of Indonesia. Data analysis used multiple linear regression analysis of Ordinary Least Square (OLS) models and processed data using SPSS 22 program.
Hypothesis tests are Determination Coefficient Test (R square),F Test, T Test and Classic Assumption Test. The results showed that variable debit card/ATM transactions have a positive effect on the amount of money in circulation, SKNBI transactions negatively affect the amount of money in circulation, BI-RTGS transactions positively affect the amount of money in circulation and E-money transactions have a significant and positive effect on the amount of money in circulation in Indonesia. Therefore, banks in Indonesia jointly support the objectives of Bank Indonesia through increasing the use of electronic-based non-cash payment systems and increasing the number of ATM machines in each region.
Keywords: Non-Cash Payment System, Total Money Supply (M1), Multiple Linear Analysis, Debit Card/ATM, E-money, SKNBI, BI-RTGS
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