CD Skripsi

Analisis Komparasi Efisiensi Bank Umum Konvensional (Buk) Dan Bank Umum Syariah (Bus) Di Indonesia

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ABSTRACT
The purpose of this study was to analyze the difference in efficiency values
between Conventional Commercial Banks and Islamic Commercial Banks. After
the deregulation of the financial sector in October 1988, the financial sector,
particularly banking, played an important role in economic activity in Indonesia.
The role of banking as an intermediary institution that connects the surplus funds
and deficit funds units. Banks as one of the financial institutions that have an
important role are required to have good performance. Efficiency is a theoretical
parameter that can be used to measure the performance of a bank.
Banking efficiency is measured by calculating the ratio between output
and input. Input variables include total assets and third party funds, and output
variables include financing and interest income. This study uses a non-parametric
approach to calculate the number of inputs used by banks to produce different
outputs using the Data Envelopment Analysis (DEA) method. The technical
efficiency score using DEA is in the form of a percentage, if the efficiency value
reaches 100% then the bank has achieved efficiency. To test the hypothesis in this
study using the Independent Sample Test analysis. The samples used are
Conventional Commercial Banks and Islamic Commercial Banks in the BUKU IIII
category for the period 2015 to 2020.
From the results of DEA analysis using DEA-CRS data processing in
BUKU I and BUKU III, it is found that there are differences in efficiency values
where Conventional Commercial Banks are more efficient. While in BUKU II
there is no difference in efficiency values. Furthermore, from the analysis of
hypothesis testing using SPSS 24.0 in the BUKU I-III category, it was found that
there was an insignificant difference between the efficiency values of
Conventional Commercial Banks and Islamic Commercial Banks.
Keywords: Technical Efficiency, Commercial Banks Based on Business Activities,
Conventional Commercial Banks and Islamic Commercial Banks, Data
Envelopment Analysis (DEA)

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

02 01. 121 (0065)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Ekonomi Dan Bisnis – Ilmu Ekonomi., 2021

Deskripsi Fisik

ix, 79 hlm.; ill.: 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

02 01. 121 (0065)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

ILMU EKONOMI

Info Detail Spesifik

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Pernyataan Tanggungjawab

Daus

Versi lain/terkait

Lampiran Berkas

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