CD Skripsi
Pengaruh Capital Adequacy Ratio (Car), Suku Bunga (Bi Rate), Dan Nilai Tukar Terhadap Loan To Deposit Ratio (Ldr) Pada Pt Bank Negara Indonesia Tbk, Di Indonesia Periode 2001-2019
ABSTRACT
This study aims to analyze how much influence the Capital
Adequacy Ratio (CAR), Interest Rate (BI Rate), and Exchange Rate have on the
Loan To Deposit Ratio (LDR) at PT Bank Negara Indonesia Tbk, in Indonesia.
This study uses independent variables consisting of Capital Adequacy Ratio
(CAR), Interest Rate (BI Rate), and Exchange Rate with the dependent variable is
Loan To Deposit Ratio (LDR).
The data used in this study is annual data from 2001-2019. The
analytical method used is descriptive quantitative and processed using SPSS
Version 24. The test results show that the Capital Adequacy Ratio (CAR), interest
rates (BI rate), and the exchange rate simultan have a significant positive effect
on the Loan To Deposit Ratio (LDR). But partially Capital Adequacy Ratio (CAR)
has no effect on the Loan To Deposit Ratio (LDR) while the interest rate (BI rate)
has a significant negative effect and the exchange rate has a positive effect
significant to Loan To Deposit Ratio (LDR). In addition, the value obtained from
adjusted was 88,8%
keywords : Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR),
Interest Rate (BI Rate), and Exchange Rate
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