CD Skripsi
Pengaruh Pandemi Covid-19 Terhadap Permintaan Uang Untuk Berjaga-Jaga Studi Kasus Perusahaan Asuransi Jasa Raharja Putera Pekanbaru
This study aims to determine how the effect of interest rates on premium
receipts in the insurance company PT. Services for the Raharja Putera
Pekanbaru. The data used in this study is monthly, from May 2019-December
2020. The analytical method used is descriptive quantitative with a Repaired
Sample T-test because we want to see if there is a difference between the
premiums earned during the pandemic and the premiums before the pandemic,
and also want to see if there are differences in interest rates before and during
the pandemic. Then use simple linear regression with OLS approach which is
processed using Eviews 10 to see if there is an effect caused by interest rates and
pandemics as dummy variables on the premiums received.
From the results of the Repaired Sample T-test to see that there is an
average difference between before a pandemi occurred and during a pandemi,
Sig. (2- tailed) of 0.887 is greater than 0.05, so there is no difference between
premiums and rates between before and during the pandemi. And also shows
that the Covid-19 pandemi and interest rates simultaneously have no significant
effect on premium receipts at insurance companies, which is seen from the FStatistic
1.6 which means that it has no effect and who is accepted. From the
research results, the Adjust R2 value is 15.9% and the remaining 84.1% is
influenced by other variabels.
Keywords: interest rates, premiums, insurance, covid 19.
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