CD Skripsi
Pengaruh Dana Pihak Ketiga (Dpk), Non Performing Finance (Npf), Dan Pendapatan Margin Murabahah Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah Di Indonesia Tahun 2015-2019
ABTRACT
This study aims to examine the effect of DPK, NPF, and Murabahah Margin
Income on Murabahah Financing at Islamic Commercial Banks in Indonesia. This
study uses secondary data, data on third-party funds (dpk), non-performing
finance (npf), and murabahah margin income from the data published in Islamic
banking financial statements. The data analysis method used the panel data
regression equation, using the e-views 10 program facility. This model has also
been through a series of classical assumption tests (Multicollinearity and
Heteroscedasticity). The results of this study showed that TPF, NPF, and
Murabahah margin income have an effect on Murabahah Financing at Islamic
Commercial Banks in Indonesia. Partially, TPF has a positive and insignificant
effect on Murabahah Financing at Islamic Commercial Banks in Indonesia. NPF
has a negative and insignificant effect on Murabahah Financing at Islamic
Commercial Banks in Indonesia. Meanwhile, Murabahah Margin Income has a
positive and significant effect on Murabahah Financing at Islamic Commercial
Banks in Indonesia. The value of R2 shows the number 0.986, which means that
the relationship between the independent and dependent variables can be
explained by 98%. The remaining 2% is influenced by other variables outside of
this study.
Keywords: Murabahah Financing, Third Party Funds (DPK), Non-Performing
Finance (NPF), Murabahah Margin Income.
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