ABSTRACT This study aims to examine and analyze the effect of financial literacy and education level on MSME financial management, especially during the Covid-19 pandemic in Kec. Sukajadi Pekanbaru City.. This research includes quantitative research. The total population in this study was 504 with the number of samples used were 150 SMEs in Kec. Sukajadi Pekanbaru City. The method used in this…