CD Skripsi
Pengaruh Dana Pihak Ketiga (Dpk), Suku Bunga Kredit, Dan Non Performing Loan (Npl) Dalam Jangka Panjang Dan Jangka Pendek Terhadap Penyaluran Kredit Pada Bank Perkreditan Rakyat (Bpr) Di Provinsi Riau Tahun 2010.Q1 – 2019.Q4
This study aims to determine the effect of long-term and short-term third party
funds (DPK), credit interest rates, and non-performing loans (NPLs) on credit
disbursement at Rural Banks (BPR) in Riau Province.
The data used in this research is time series data for the first quarter to the fourth
quarter from 2010 to 2019 which comes from Bank Indonesia (BI). The
independent variables in this study are Third Party Funds, Credit Interest Rates,
and Non-Performing Loans and the dependent variable is Credit Distribution.
This study uses quantitative methods and is a multiple regression analysis model.
Error Correction Model (ECM) using E-Views version 10 software.
The results show that Third Party Funds and Credit Interest Rates have a positive
and significant effect on Credit Distribution in the long term and short term and
Non Performing Loans have a positive and insignificant effect on Credit
Distribution to Rural Banks in Riau Province.
Keywords : Third Party Funds, Credit Interest Rates, Non Performing Loans,
Credit Distribution and Error Correction Model (ECM).
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